Douglas N Owens - your lawyer  in bankruptcy and debt collection law.

If you have incurred debts beyond your ability to pay, you may be eligible for some relief under the bankruptcy law.

In addition it may be possible to arrange settlements with your creditors under which you will pay less than you now owe.

What is bankruptcy?

Bankruptcy can provide forgiveness of certain debts if you qualify.  This can allow you to get on with your life and rebuild your financial house without the burden of debt repayment.  There are requirements to be met and legal assistance can help you determine if bankruptcy is for you and guide you through the process.  Also  a lawyer can negotiate on an equal basis with creditors to try to reduce the amount you will pay to an affordable level.


Please let me assist you through these things, and provide the advice you need.

Call me today at 360-299-3990 to schedule a FREE one-half hour consultation.